24 Startup Funding Websites to Help You Beg for Money

If you don' t have a few hundred grand laying around to get your company started you can always ask your parents.  And when you realize that although they gave birth to you, they don't really believe in you, you can go and ask everyone else.  These websites were made specifically to help you beg for money.  Like a bum begging for change but instead of buying delicious beer, you will just probably waste it on nothing 90% of the time.  What's the worst that can happen though?

1. Indiegogo

Hustling Since: 2008
Genres: technology, design, film, travel, and eco-friendly businesses
Benjamins Raised: 19,000 Campaigns launch on Indiegogo every month & 15 Million People from all over the world visit Indiegogo each month

Screenshot of Indiegogo website. Click to follow link to https://www.indiegogo.com/.

Indiegogo is currently the largest global fundraising site. The most popular types of businesses that raise money on Indiegogo are technology, design, film, travel, and eco-friendly businesses. In addition to the wide range of businesses, Indiegogo is also a good choice for female business owners –over 47 % of successful campaigns are run by women. Indiegogo is most well known for reward crowdfunding, but it also offers equity crowdfunding. Cons: Hard to stand out since it’s such a large site. Fees: 5 % cut from what you raise plus 3-5 % credit card processing fees.

2. Kickstarter

Hustling Since: 2009
Genres: Games, Design, Technology, Film & Video, Music, Fashion, Publishing, Food, Art, Comics, Theater, Photography, Crafts, Journalism, Dance
Benjamins Raised: 142894 funded projects

Screenshot of Kickstarter website. Click to follow link to https://www.kickstarter.com/.

Kickstarter is an enormous global community built around creativity and creative projects. Over 10 million people, from every continent on earth, have backed a Kickstarter project. Almost any type of consumer small business can use Kickstarter to test the viability of its products or services with a global audience. Many small businesses first raise money on Kickstarter before they try for a loan or try to raise venture capital. A range of different types of businesses, from restaurants to design firms to craft businesses, successfully raise money on Kickstarter. Cons: Fewer business categories than Indiegogo and no keep-what-you-raise funding model. Fees: 5 % cut from successful campaigns plus 3-5 % payment processing fees.

3. inKind

Hustling Since: 2014
Genres: Restaurants
Benjamins Raised: 60+

Screenshot of inKind website. Click to follow link to https://www.inkind.com.

inKind powers House Accounts at restaurants throughout the United States and Australia. House Accounts enable guests to purchase credit for several visits to your restaurant in advance, identifying them as one of your most valuable customers.

4. Fundable

Hustling Since: 2012
Genres: Businesses except listed prohibited projects like drugs, Alcohol, Adult oriented material, collection business, contest, Donations or Charitable Solicitations, Gamblng, Weapon etc.
Benjamins Raised: $407 Million in Funding

Screenshot of Fundable website. Click to follow link to https://www.fundable.com/.

While many crowdfunding sites are multi-purpose, catering to businesses, non-profits, and consumers, Fundable is exclusively for businesses. They take a pretty hands-on approach and will help you understand the fundraising process before you launch your campaign. Instead of taking a cut of money you raise, Fundable charges a flat monthly rate ($179) for access to their crowdfunding platform. Fundable offers both reward crowdfunding and equity crowdfunding. Cons: It can be hard to stand out if you’re not a tech company. Fees: $179/month and 3.5 % plus 30 cents credit card processing fee

5. Patreon

Hustling Since: 2013
Genres: Freelancing artists, Etsy sellers looking to raise more money, photographers, and other creative types
Benjamins Raised: In May 2017, Patreon announced that it had over 50,000 active creators, 1 million monthly patrons, and was on track to send over $150 million to creators in 2017.

Screenshot of Patreon website. Click to follow link to https://www.patreon.com/.

Patreon’s crowdfunding platform is designed specifically for artists and creators. This is a good option for freelancing artists, Etsy sellers looking to raise more money, photographers, and other creative types. Your backers, called patrons (get the name?!), can fund your campaign with a set amount of money each month or on a per project basis. Cons: Niche site limited only to artists and creators Fees: 5 % cut from funds plus 2-5 % credit processing fee.

6. Plum Alley

Hustling Since: 2012
Genres: Specially for women in food, fashion, art, tech, and other industries
Benjamins Raised: As of January 2018, Plum Alley syndicates deployed more than $7 million in 10 companies with gender diverse founding teams.

Screenshot of Plum Alley website. Click to follow link to https://crowdfund.plumalley.co/.

Plum Alley is a crowdfunding site designed specifically for women. Women in food, fashion, art, tech, and other industries have used Plum Alley to raise thousands of dollars. Only a small percentage of traditional investment and venture capital money goes to women-owned businesses, so sites like Plum Alley have stepped up to fill the void. Plum Alley says campaigns on their site have twice the success rate of the industry average. Cons: Not a very well known site, so you might not be able to reach your funding goal. Fees: 5 % cut from successfully funded campaigns plus 2.9 % credit processing fee

7. GoFundMe

Hustling Since: 2010
Genres: Education, Medical, Charity, Emergencies, Animals, Memorials, Volunteer, Sports, Wishes, Competitions, Newlyweds, Faith, Travel, Creative, Community, Events, Business, & Family
Benjamins Raised: GoFundMe users have successfully raised $5 billion from more than 50M donors

Screenshot of GoFundMe website. Click to follow link to https://www.gofundme.com/.

GoFundMe is best known for raising money for personal or charitable causes, but businesses are eligible as well. While there’s no maximum to the amount of money you can raise, most businesses on GoFundMe are raising relatively small amounts of money to fund small projects. For example, a restaurant currently on the site is seeking to raise $6,000 to replace two coolers. A mental health counselor is seeking $13,000 to transition to private practice. GoFundMe’s support specialists promise to respond to emails within 5 minutes from 7am-10pm PST! Cons: May not be a good site to raise large amounts of capitall. Fees: 5 % cut from funds and 2.9 % + 30 cents payment processing fee.

8. RocketHub

Hustling Since: 2009
Genres: Musicians, entrepreneurs, scientists,game developers, philanthropists, filmmakers, photographers, theatre producers/directors, writers, and fashion designers,
Benjamins Raised: 100+

Screenshot of RocketHub website. Click to follow link to https://www.rockethub.com/.

RocketHub is one of the largest, broadest crowdfunding communities on the net today. They are open to personal causes, social good projects, and businesses. They have a “Success School” which helps you understand how to launch a successful crowdfunding campaign. Cons: Fees are steep for campaigns that don’t meet their funding goal. Fees: 4 % cut from successfully funded campaigns and 8 % from campaigns that don’t meet their goal. There’s also a 4 % credit card processing fee.

9. FundRazr

Hustling Since: 2008
Genres: Non-profit, Friend, School, Business, For oneself
Benjamins Raised: More than 140K Campaigns & more than $116M money Raised

Screenshot of FundRazr website. Click to follow link to https://fundrazr.com/.

FundRazr launched back in 2010, and they have helped over 60,000 campaigns across the globe raise over $86 million in funding. They are open to a variety of uses, personal and business. They make it easy to share your campaign on social media (share your whole campaign or select messages and updates) and to collect money from supporters. Fees: 5 % cut from raise

10. Experiment

Hustling Since: 2014
Genres: Biology, Ecology, Paleontology, Art and Design, Chemistry, Physics, Medicine, Political Science, Social Science, Materials Science, Neuroscience, Data Science, Economics, Earth Science, Psychology, Engineering, Computer Science, Education, Anthropology, Mathematics
Benjamins Raised: 787 funded projects, 41,986 backers & $7,822,902 pledged

Screenshot of Experiment website. Click to follow link to https://experiment.com/.

This is an ideal crowdfunding site for businesses in the area of health, medicine, and scientific research. Experiment is a site that depends heavily on your level of expertise in your field. Their team of community scientists will review each proposal to make sure it fits Experiment’s criteria. As a reward to backers, you will share the results of your research. This usually comes in the form of peer-reviewed journals, news articles, academic posters, and the like. Experiment campaigns have a 48 % success rate. Cons: Can be hard to qualify since scientists must approve each campaign. Fees: 5 % cut from your funds and 3 % payment processing fee.

11. Lending Club

Hustling Since: 2007
Genres: Personal loans, business loans, and financing for elective medical procedures and K-12 education and tutoring.
Benjamins Raised: The company claims that $15.98 billion in loans had been originated through its platform up to December 31, 2015.

Screenshot of Lending Club website. Click to follow link to https://www.lendingclub.com/.

Lending Club offers personal loans of up to $40,000. These personal loans can be used for business purposes. Lending Club also offers larger business loans of up to $300K for small business owners needing more capital. Loans are paid back in 1-5 years. The best part is how easy the process is–in most cases, you can apply for a loan and get your funds within 1 week. To qualify, you need a credit score of at least 650. For business loans, you also need to be making at least $75,000 in annual business revenues and have been operating for at least 2 years. Cons: Interest rates can be high if your credit score isn’t that strong. Cost: Average APR is 5-30 %.

12. Funding Circle

Hustling Since: 2010
Genres: From accountants and jewelers to bakers and film makers.
Benjamins Raised: $5 billion Invested in businesses globally & 100,000 jobs have been created directly and indirectly across the U.S., the U.K., Germany, the Netherlands.

Screenshot of Funding Circle website. Click to follow link to https://www.fundingcircle.com/.

Funding Circle is a provider of crowdfunded business loans. They provide loans of up to $500K, so they are a good choice if anyone is in need of more capital. They also tend to be cheaper than Lending Club and Prosper for most borrowers. To qualify, one need a credit score of at least 620, annual revenues of $150K or more, and must be in business for at least 2 years. Cons: Can be difficult to qualify. Cost: Average APR is 13-18 %.

13. Kickfurther

Hustling Since: 2015
Genres: Inventory financing
Benjamins Raised: 200+

Screenshot of Kickfurther website. Click to follow link to https://www.kickfurther.com/.

Kickfurther provides crowdfunded loans for inventory financing. The name is a variation of Kickstarter–the idea is that new businesses that outgrow Kickstarter or Indiegogo will need inventory loans to keep growing. In order to be eligible for Kickfurther, you must have completed at least one successful production run. We chose Kickfurther as one of the best crowdfunding sites because of the flexibility that it offers. You can set the interest rate that you will pay to your backers and the estimated time period it will take for your inventory to sell. As your inventory sells, you pay back your backers. Cons: Generally limited to raising about 25 % of your business’ annual revenues, unless your inventory is backed by a purchase order. Cost: Average APR is 20-30 %. There is also a 1.5 % withdrawal fee when you withdraw funds from the platform.

14. Bolstr

Hustling Since: 2011
Genres: Business purposes
Benjamins Raised: 100+

Screenshot of Bolstr website. Click to follow link to https://www.bolstr.com/.

Bolstr provides loans of up to $500K for 2-5 year terms. They are priced about the same as Lending Club and Prosper and are also a pretty fast lender. The application process typically closes in under 7 days. About 1-6 % of your monthly sales is deducted in payment of the loan. Unlike Lending Club, Prosper, and Funding Circle, Bolstr is not a credit-score reliant lender. Instead of credit score, they look to your business’ historical revenues and profits in determining whether you’re eligible to use the platform. Cons: Need strong revenues to qualify. Cost: Average APR is 8-25 %.

15. Kiva

Hustling Since: 2005
Genres: Business purposes
Benjamins Raised: Over 2 million entrepreneurs have raised over $850 million on Kiva.

Screenshot of Kiva website. Click to follow link to https://www.kiva.org/.

Kiva provides crowdfunded 0 % interest, no-fee loans to entrepreneurs across the US and the world. You can borrow up to $10K over 36 months. Over 2 million entrepreneurs have raised over $850 million on Kiva. To qualify for a Kiva loan, you must at a minimum be 18 years old, a US resident, and must use the loan for business purposes. You cannot currently be in foreclosure or subject to any liens. Also, you must be able to demonstrate your social capital by making a loan to another business (at least $25), and by having multiple friends and family members make a loan to you. Cons: Limited to $10K, so you may need more capital from another source. Cost: 0 % interest and no fees!

16. Prosper

Hustling Since: 2005
Genres: Business purposes
Benjamins Raised: $12 Billion borrowed to empower 750,000 people.

Screenshot of Prosper website. Click to follow link to https://www.prosper.com/.

Using Prosper, It is possible to get a personal loan of up to $35,000 which can be used for business purposes. After Lending Club, Prosper is one of the largest global crowdfunding sites. Getting a loan is fast and simple–the whole process usually takes under 1 week. To qualify, you need a credit score of at least 650. Cons: Interest rates can be high if your credit score isn’t that strong. You are limited to $35K in capital. Cost: Average APR is 5-30 %.

17. RealtyShares

Hustling Since: 2013
Genres: Real estate 
Benjamins Raised: Over $700 million invested across 1,000+ projects

Screenshot of RealtyShares website. Click to follow link to https://www.realtyshares.com/.

One area of crowdfunding that has heated up in the last few years is real estate crowdfunding. RealtyShares is a leading crowdfunding site that can be used to raise money for residential fix and flips or to buy commercial real estate. With RealtyShares, you can fund your real estate project in as few as 10 days. Depending on your credit and background, you may qualify for up to 90 % loan-to-value and short-term or long-term financing. RealtyShares offers both debt and equity crowdfunding. Con: Must borrow $500K or more. Cost: Average APR is 8-12 %.

18. Patch of Land

Hustling Since: 2012
Genres: Real estate 
Benjamins Raised: 986 Number of Loans Funded worth $442,777,682

Screenshot of Patch of Land website. Click to follow link to https://patchofland.com/.

Patch of Land is similar to RealtyShares, but they are more suitable for smaller projects. You can borrow as little as $100K on Patch of Land. You may qualify for up to 80 % loan-to-value, and loans typically close in 1-2 weeks. Con: Can be hard to qualify, especially if you’re a first-time real estate flipper or developer. Cost: Average APR is 8-12 %.

19. AngelList

Hustling Since: 2010
Genres: Companies that are household names, such as Uber, Postmates, and Thumbtack
Benjamins Raised: 1000+

Screenshot of AngelList website. Click to follow link to https://angel.co/.

AngelList is to equity crowdfunding what Kickstarter is to reward crowdfunding. It’s one of the oldest and most well known equity crowdfunding sites. Companies that are household names, such as Uber, Postmates, and Thumbtack, used AngelList to meet investors. Businesses based in the US or UK can apply for funding on AngelList, but the most successful companies are generally those with an experienced founding team, some post-launch revenues, or offline investors already involved with the company. The best part of AngelList is that it is completely free to use for entrepreneurs. No money actually exchanges hands on AngelList Rather, this site gives you a way to meet accredited investors and a set of online fundraising tools that you can use to create a powerful pitch and manage the investment process. Cons: It can be hard to get noticed because of the number of businesses using the site. Cost: Free!

20. CircleUp

Hustling Since: 2011
Genres: Consumer goods
Benjamins Raised: 390 Million dollar raised from more than 850 professional investors

Screenshot of CircleUp website. Click to follow link to https://circleup.com/.

CircleUp has helped over 196 startups raise over $260 Million in funding. They are one of the largest sites for marketplace investing and equity crowdfunding. The average startup on CircleUp raises more than $1 million in less than 2-3 months. The companies on CircleUp are extremely innovative–we noticed businesses making everything from water bicycles to vitamin-enriched ‘smart’ coffee. CircleUp manages the closing process for you, including escrow, funding, and transfer of funds. Con: Small mom-and-pop businesses may struggle for visibility on CircleUp. Cost: 5 % cut from the funds your raise.

21. Crowdfunder

Hustling Since: 2012
Genres: Social Enterprise, Community, Startups, Environment, Food and Drink
Benjamins Raised: $160,000,000 investment commitments on the platform & Funded 100+ deals at an average deal size of $1.8M

Screenshot of Crowdfunder website. Click to follow link to https://www.crowdfunder.com/.

Crowdfunder is another great equity crowdfunding site. They aim to help small businesses that would traditionally find it difficult to raise venture capital. They claim, “We get you into the deal at the same terms as leading VCs.” One can choose his or her company stage (e.g. seed funding, Series A, etc.), area of business, and location. Most of the deals on the site are equity deals, though there are also a few debt options. Con: On the costlier side. Cost: Starts at $199/month.

22. SeedInvest

Hustling Since: 2012
Genres: Business purposes
Benjamins Raised: SeedInvest raised a significant portion of its own $4.15 million in total Series A funding online in April 2014. The SeedInvest helped over 220 companies raise capital, and built a rapidly growing network of over 221,112 investors.

Screenshot of SeedInvest website. Click to follow link to https://www.seedinvest.com/.

SeedInvest gives small businesses and startups access to some big name investors, such as Andreessen Horowitz and Sequoia Capital, as well as smaller investors and VC firms. The company’s goal is to help businesses spend less time fundraising and more time on what they do best–running their businesses. They work with large funding rounds ranging from about $500K to $5 Million. Unfortunately, only 1 % of companies that apply for raise capital on SeedInvest actually make it through. They say that “existing traction in fundraising, particularly having a lead investor in the current round, is desired though not required to be accepted and listed on SeedInvest.” Con: Hard to qualify and the focus is on larger funding rounds. There are also multiple fees. Cost: 5-7.5 % fee on capital raise; 5 % warrant coverage or equity; up to $4,000 for escrow, due diligence, marketing, and legal costs.

23. EquityNet

Hustling Since: 2005
Genres: Entrepreneurs 
Benjamins Raised: EquityNet maintains many patents in the space and has helped over 100,000 individual entrepreneurs connect with investors, lenders, incubators, government support entities, and other members of the entrepreneurial community to plan, analyze, and fund privately-held businesses. 

Screenshot of EquityNet website. Click to follow link to https://www.equitynet.com/.

EquityNet is another old, established equity crowdfunding site. In EquityNet one can use it to raise smaller amounts of money, which typically isn’t possible when raising investor money. One can raise as little as $10K or as much as $10 Million on EquityNet. EquityNet also has a patented business plan and analysis software that you can use with a paid subscription to your best foot forward with investors. According to Equitynet, Entrepreneurs who use their business planning software are 10 times more likely to obtain funding than those who don’t. Con: Most features require a paid subscription. Cost: $600 for 3 months.

24. RealtyMogul

Hustling Since: 2012
Genres: Real estate 
Benjamins Raised: Over $2 billion in real estate value

Screenshot of RealtyMogul website. Click to follow link to https://www.realtymogul.com/.

RealtyMogul is one of the largest equity crowdfunding sites. There over 28,000 investors willing to fund a range of projects, from single family residential fix and flips to office buildings to commercial properties. The timeline for raising funds ranges from about 30-45 days, and funds may cover up to 90 % of your costs. Con: Focuses primarily on large real estate deals starting at $1 Million. Cost: Not provided.